Analyst, Treasury Credit

Date: Jun 18, 2024

Location: Saint Louis, MO, US, 63101

Company: Spire Inc.


Spire is seeking a Treasury Credit Analyst to work in the St. Louis, Missouri operation.  The position will be responsible for carrying out a portion of the Credit Policy to mainly support the Spire Marketing non-utility subsidiary of Spire, which includes all tasks in the daily preparation of credit management reports and related work, as well as supporting other Spire subsidiaries which require credit management assistance.

Company Overview

At Spire, we believe energy exists to help people. To enrich their lives, grow their businesses, advance their communities. It’s a simple idea, but one that’s at the heart of everything we do. We are committed to understanding the needs of the homes and businesses we serve. That's why we're always looking for driven, collaborative people to join our team. Because we believe that offering our customers the best service means bringing together the best people.


And we find the best by hiring those who share our values of drive, safety, inclusion and integrity, and demonstrate our four essential behaviors that bring the Spire vision, mission and culture to life:

  • We make it happen: We are a company of go-getters, acting on every opportunity to help our company advance.
  • We collaborate: We put teamwork first, bringing in everyone’s ideas, because our collective energy makes us stronger.
  • We seek out perspective: We challenge ourselves to be open to different ways of doing things, because learning from each other leads to breakthroughs.
  • We care: We treat people how we want to be treated, listening closely and doing what’s right, even when it’s hard.


By living our values and behaviors every day, we strive to create an environment where every employee feels welcome, respected and valued.

Duties and Responsibilities

  • Review credit risk primarily for commercial, industrial and wholesale customers and trading partners of storage, transport, and utility subsidiaries as well as non-regulated subsidiaries of Spire Inc.
  • Generate, review, and distribute credit reports of various Spire subsidiaries.
  • Allocate Exposure for parent unsecured credit limits among subsidiaries to ensure minimal Above Credit Limit Violations on counterparty level.
  • Allocate Liquidity Guaranty Amounts Using Current Liquidity Breakdown File & Spire Marketing Credit Report to Ensure Maximum Spire Parental Guaranty’s Utilized.
  • Credit-worthiness evaluations of all existing known counterparties including current rating agency ratings, if any, for credit limits expiring on a monthly basis.
  • Contact select counterparties to request their latest financial statements for evaluation.
  • Update Exposure Credit Lines for Credit Limit Types for new amounts and/or dates as result of monthly credit evaluations.
  • Spire Missouri Current Hedge Sensitivity Scenario.
  • All Reporting to Credit Insurers for Spire Marketing Insured Entities.
  • Update Rating Agency Ratings on an Annual Basis Using Info from Most Recent Credit Evaluation.
  • Update Probability of Default on an Annual Basis using Most Recent Credit Evaluation.
  • Credit trade receivables insurance counterparty selection, contract negotiations, review and meetings with Spire Marketing about selected retail counterparties.
  • DTCC Annual End-User Clearing Exception.
  • GMEI Utility Annual Certification Maintenance for various Spire entities.
  • Credit application and reference requests.
  • Update credit for all Spire Marketing counterparties on ICE.
  • Support Director, Credit and Collections on special projects.
  • Perform credit evaluation refreshes or new requests concerning vendors as well as buyers regarding potential new business.
  • Credit trade receivables insurance quotes, negotiations, additions, subtractions, and tracking.
  • Update Exposure Credit Lines for Credit Insurance Limit Type for new amounts and/or dates due to insurance additions/cancellations.
  • Establish credit limits for all individual customers and trading partners.
  • Manage the risk to the company through analysis of customer financial and business positions.
  • All other duties as assigned.

Essential Characteristics and Competencies

  • Ability to demonstrate the core and job category competencies: customer-focused, results-driven, teamwork, communications, adaptability, initiative, problem solving and quality.
  • Ability to lead by example in support of the company’s essential characteristics and values: strong ethics and integrity, dedication to a safe work environment, commitment to a diverse workforce that recognizes and respects every individual’s unique skill and perspective.
  • Ability to work under pressure and meet tight deadlines.
  • Ability to adapt in a fast moving, growing and changing culture.
  • Strong interpersonal skills with the proven ability to build and establish rapport with a diverse array of people.
  • Ability to work independently and manage time effectively in order to meet individual goals and deadlines.
  • Good planning and organizational skills.
  • Strong analytical, data integrity and problem-solving skills.
  • Ability to work as part of a team and display a positive attitude in a dynamic environment.

Supervisory Responsibilities


Required Education (certifications, licenses)

  • Bachelor’s Degree required, preferably in Finance, Business, Accounting or related field.

Required knowledge, skill and abilities

  • Three years of similar experience, preferably in energy industry.
  • Financial statement analysis, ratio analysis and other methods of evaluating credit risk for individual companies or a portfolio.
  • Credit evaluation and reporting and credit analysis and credit risk management.
  • Intermediate to advanced working knowledge of Excel.
  • Strong oral and written communication skills.
  • Oracle, SAP, Endur and/or other Energy Trading Risk Management system experience is preferred.

Physical demands, environment and schedule

  • Normal Work Environment – Work is normally performed in a shared office environment.
  • Hybrid work schedule (Three days in the office, Two days remote). 
  • Typically, 8 a.m. to 5 p.m. Monday through Friday, with the flexibility to work additional hours as required depending on the workload and required deadlines.
  • No travel required.

Posting Requirements

Spire accepts online applications through our career site at


Posting requirements: The above posting description is intended to describe the general nature of the level of work being performed by people assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. To perform this job successfully, an individual must be able to perform each duty and responsibility satisfactorily. The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 


Spire, Inc., and its subsidiaries are Affirmative Action and Equal Employment Opportunity employer. 


We are committed to providing equal employment opportunity in all areas, including but not necessarily limited to, recruitment, selection, training, education, compensation, benefits, promotion, job transfer, upgrading, separation and recall regardless of the individual’s race, color, sex, age, religion, national origin, genetics, sexual orientation, gender identity, disability, veteran status, and/or other protected categories under all Federal, State, and local laws. For more information, please view our Integrity and Inclusion pages of our career site.

Job Location: St Louis

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